travelers buried utility lines coverage

0000010835 00000 n 0000021540 00000 n And while you might not think about your home's underground utility lines like water lines and sewer pipes they play a major role in your day-to-day life. The company's diverse business lines offer its global customers a wide range of coverage in both the personal and commercial settings, including automobile, homeowners, construction, small One Tower Square, Hartford, CT 06183This material does not amend, or otherwise affect, the provisions or coverages of any insurance policy or bond issued by Travelers. These may include the electrical, water, sewer, phone, cable, or other lines buried beneath your property. For challenging and unique assignments, our Risk Control specialists may involve Travelers' certified analytical laboratory or our network of independent testing, consulting and service companies. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. endobj A lot goes on behind the scenes to keep your home working and connected to the outside world. 0000010275 00000 n 0000002521 00000 n 0000091039 00000 n 0000005150 00000 n 2. Thats why our priority is helping you protect it and avoid a claim in the rst place. Heres a breakdown of how you can bundle these coverages: - Sewer Back-Up and Surface Water- Buried Utility Lines*, - Sewer Back-Up and Surface Water- Flood- Buried Utility Lines*, - Sewer Back-Up and Surface Water- Flood- Ground Water- Buried Utility Lines*. Heres what you need to know to help you better understand these dierent coverages. endobj 2018-12-14T06:32:07-5':0'2018-12-14T06:32:08-05:00Oracle Documaker PDF Driver 012.005.000.0029909.020 Apr 13 2016 Resources to help you adapt to the realities of COVID-19. % With equipment breakdown coverage becoming more common in the homeowners insurance marketplace, offering it now keeps you ahead of your competition. Contractors and subcontractors who engage in: Get the personal service and attention that an agent provides. x\ms6rUJw/_[SU6_J3%g( tGKbG|M`%l? eX!$xFT&2vbL$ 77W_)T|-v_x~s}/^q=9H8*'S7x"/:!99$:lmiHzzoaiYfnd_zS7Ut }uWl|n4cahf"K,sPUL'OrO8~XdP0AAfBzdNeHn@_\L~7\M>|qM$KQ7W\v]?pJ>. Solution: Buried Utility Lines Coverage, available with Travelers home insurance. time element (TE)) Losses caused by damage to overhead transmission lines are typically excluded (this is applicable to PD & BI/EE). Natural gas lines. Travelers is proud to work with the finest independent brokers from across Canada. Hypothetical examples do not alter or bind Lemonade to any application of your insurance policy to the particular facts and circumstances of any actualclaim. Our professionals also are licensed by states and/or localities to perform boiler and pressure vessel inspections in jurisdictions throughout the United States, Canada and Puerto Rico. One Tower Square, Hartford, CT 06183. Lt!B^H,g,djrs~E -z"boWaxSly_WE?~)U@KUz852`c )%=S6pl1mt(,fs2;bI,1/S)]r&GlA{%tt?Rdt1^O-m4sRSw/=wD3% Its service plans are on average $5 per. We cover other structures on the "residence premises" set apart from the dwelling by clear space. Travelers' insures the expense for damage to underground utility pipes and wires such. Property Owner Utility Line Responsibilities. hbbd``b`Gf L?A `q?X~ u WHe=JL &30 X0A Service line coverage is a homeowners insurance endorsement that reimburses you in the event that a utility line is damaged. 0000519495 00000 n Many new technologies rely on computerized and sensitive equipment, which are subject to costly breakdowns. 0000001415 00000 n Our broad, tailored coverages and enhancements are based on our deep knowledge and experience in the construction industry, and specifically designed to meet the needs of our customers. Buried Utility Lines and Equipment Breakdown Package Buried Utility Lines Coverage $10,000 or $20,000 Equipment Breakdown Coverage $50,000 Buried utility lineswires, pipes, and conduits of various kindsdeliver essential service to millions of homes, often protected from many of the elements that can damage exposed equipment. It extends coverage for damages to any of the wiring or piping underground or devices attached to them that connect a home to a private system or a public utility service. Travelers offers insurance products and services that keep up with the quickly changing needs of technology companies. 2. is the "buried utility line" coverage worth it on an older home? Broad coverage to protect contractors against professional and pollution liability risks resulting from professional acts, errors or omissions. Many homeowners and landlords do not know that the repair . As more and more homes are outfitted with the latest technology and sophisticated equipment, our clients see a growing need to offer equipment breakdown products that respond to exclusions in off-the-shelf homeowners policies, such as HO2 and HO3. To be eligible to add these new coverages to your existing home policy, you will need to have Sewer Back-up and Surface Water coverage. 0000241913 00000 n 3 0 obj Policies that fit your unique responsibilities and exposures whether youre a private, public, nonprofit or a financial institution. 0000013479 00000 n MORE: Early warning signs of a sewer backup It covers wear and tear, rust, corrosion, and mechanical breakdowns. Risk Control works with dedicated Underwriting and Claim units to provide superior service. 0000347387 00000 n Frozen pipes can lead to major property damage. Service line coverage protects you from having to pay for damage to your underground utility lines. Claim service that delivers From the very basic to the most complex claims, Travelers provides fast, fair resolution. Our trained account consultants can help develop a focused plan that helps achieve the customer's risk control goals. Coverage includes; repair of damaged service line, excavation costs, expediting expenses, loss of use coverage for additional living expenses and outdoor property (damaged by repairs). EnergyMax 21 is one of the most progressive and wide-ranging equipment breakdown protection packages available. View our coverage highlights. Our professionals also are licensed by states and/or localities to perform boiler and pressure vessel inspections in jurisdictions throughout the United States, Canada and Puerto Rico. hb``d``:ADX]``SZp:GcGXia 0N-t C2X4 0\aq0A*Kp6ni&,|W To review allcoverage options, please contact your broker. With Travelers Home ProtectionSM, Buried Lines Coverage can help guard your customers from the expenses as a result of damage to underground utility lines. hb``f`` @161`I'(*"p{HI T;: j::@&. ABOUT ELLINGTON MUTUAL. application/pdfINSURED Copy Colorado buried utility line coverage includes a wide variety of causes of loss. The Travelers Indemnity Company and its property casualty affiliates. All rights reserved. And while you might not think about your home's underground utility lines like water lines, sewer pipes and power lines they play a major role in your day-to-day life. Let's discuss your equipment breakdown product and service needs. Travelers offers products and insights to help utilities identify and protect against potential operations disruptions. This material does not amend, or otherwise affect, the provisions or coverages of any insurance policy or bond issued by Travelers. <> But underground utility lines aren't immune from damage, and because they're out of sight, they can be out of mind until they fail. Land, including land on which the other struc-tures are located; b. Land: b. Underground Utility or Service Line Coverage Available; AirBnB in New York. 0000017404 00000 n Travelers, Kemper, Allstate & Hanover - to name a few, don't . "Equipment breakdown" coverage refers to a type of insurance coverage intended to insure equipment that transmits, distributes or uses mechanical and/or electrical energy. Thanks to all of you who have made serving and protecting the public your way of life. Travelers and The Travelers Umbrella are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. 2023 The Travelers Indemnity Company. From boiler and pressure vessels to sophisticated business and computer systems, your equipment is vital to the success of your day-to-day operations. Ellington Mutual is a Wisconsin based property casualty insurance company that provides prompt, local, personal service. endobj Buried Utility (BU) Coverage, or sometimes known as Service Line Coverage, is an endorsement available to homeowners that covers underground utility lineslike water, sewage or gas linesas well as underground wires like electrical cable, or power lines, on your premises. 0000014493 00000 n When it comes to insuring your commercial property, Travelers has a number of solutions to help keep your property protected. 0000013937 00000 n The contract typically covers the water line from the edge of your property to the outside wall of your house. Williamsville, NY local agency sharing details on buried utility line coverage, also known as underground service line coverage. Whether gas, electric, water or sewer, utilities need specialized solutions designed to fit their specific needs. endobj <>>> trailer <]/Prev 148253/XRefStm 1415>> startxref 0 %%EOF 894 0 obj <>stream With the current reality of more employees working from home through the pandemic, is your business ready for all the implications? With Buried Utility Lines Coverage, the customer can be covered when one of these lines leaks, breaks, tears, ruptures, collapses . Buried Utility Lines Coverage $10,000 or $20,000 Equipment Breakdown Coverage $50,000 Limited Hidden Water or Steam Seepage or Leakage Coverage $5,000-$20,000 Matching of Undamaged Roof Surfacing Additional Coverage $10,000 or $20,000 Matching of Undamaged Siding Additional Coverage $10,000 or $20,000 Decreasing Deductible P Loss Forgiveness P Contact an agent to get a quote today. Should a covered loss occur, coverage is available to homeowners and landlords to help cove. Travelers and The Travelers Umbrella are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. 2023 The Travelers Indemnity Company. 0000005458 00000 n 0000033502 00000 n These new coverages provide additional protection above our current Sewer Back-up and Surface Water coverages. To keep businesses moving forward, Travelers offers EnergyMax 21 - a comprehensive package of specific coverages for nearly every equipment loss scenario. Access the Risk Control customer portal for more information on buildings and equipment. All rights reserved. These new coverages provide additional protection above our current Sewer Back-up and Surface Water coverages. 0000001640 00000 n Providing account management service. 0000035588 00000 n 266 0 obj <>stream <> 0000004258 00000 n As a result, coverage would apply, usually subject to a $500 deductible, if they are damaged by such things as: Wear and tear. Home Owner Report ESTIMATE-18873549 The Auto-Owners Insurance Group . Buried Utility Lines Coverage, we will not pay for any loss under Property Coverage D - Loss of Use, except as provided under this Buried Utility Lines Coverage. That's why Travelers has a specialized construction claim service operation to focus on these unique claims. Resources to help you adapt to the realities of COVID-19. 0000003749 00000 n 0000025638 00000 n Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in Canada, the U.S. and other countries. endobj Types of equipment that this coverage involves includes: Business and property owners should be aware that without equipment breakdown coverage included in their property coverage, they may not be protected against property and business income losses associated with explosions, mechanical failures or electrical arcing breakdowns. 16 0 obj The price to replace or repair a utility line can be financially crippling, and as homes age, so do their underground utilities. A lot goes on behind the scenes to keep your home working and connected to the outside world. updated 9:00 am (2021/12/03) New Coverage Available on your Travelers Policy In February 2022, Travelers will be launching 3 new coverage options for their customers. Travelers Insurance offers coverage amounts with $10,000 and $20,000 limits for an added $30 or $40 per year, respectively. Protecting Your Home from Storm Water Damage, Flood, Ground Water and Buried Utility Lines Coverage. Purchased by contractors to protect owners against vicarious liability for ongoing operations performed by, or the owners negligent supervision of, the designated contractor.. Resources to help you adapt to the realities of COVID-19. All rights reserved. 0000001979 00000 n 0000025994 00000 n 0000013433 00000 n 0000006579 00000 n There are two separate and distinct limits associated with this coverage and both should be included on your policy: 1. We have one of the largest Risk Control departments in the industry, and our scale allows us to apply the right resource at the right time to meet customer needs. More than 70 separate jurisdictions in North America require periodic inspections of boilers and pressure vessels. 0000027157 00000 n With the current reality of more employees working from home through the pandemic, is your business ready for all the implications? The exterior pipe plan from HomeServe covers the following types of pipe issues: The responsibility for home repairs to your sewer, septic and water lines typically falls on a homeowner's shoulders. 5 0 obj Here's how to avoid the issueand what to know about frozen pipes and your homeowners insurance policy. 0000005764 00000 n Buried Utility Line Coverage. Utility companies will very rarely take the blame, it is usually up to the customer to front the bill. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. Conducting Risk Control surveys. Get the personal service and attention that an agent provides. You, as the homeowner, are responsible for those lines. Learn how emerging technology is impacting equipment breakdown, and five ways companies can prepare to be more resilient. You may be surprised to learn that cell phones and texting are just part of the problem when it comes to distracted driving. We do not cover: a. The buried utility line, or service line, endorsement provides coverage for: Underground piping such as water, sewage, and gas lines With equipment breakdown coverage becoming more common in the homeowners insurance marketplace, offering it now keeps you ahead of your competition. 2. From habitation to high-tech, Travelers EnergyMax 21 is the answer to some of the most difficult equipment breakdown questions for businesses of all shapes and sizes, including those questions that have yet to be asked. And if the unexpected does happen, you can rest assured that well be there when you need us most. 0000006035 00000 n 0000010677 00000 n The Good News. 0000005151 00000 n Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. <>>> When the grid goes down, your continuity plan has to rise to the occasion so you can restore power to your district as soon as possible. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. Publicly-owned utilities face unique challenges every day from understanding SCADA systems and power grids, to failure-to-supply and sewer backup. You or your insured can report a claim by email. Flood Coverage Flood coverage protects against the damage resulting from overflow of [] 0000154441 00000 n <> Travelers Insurance Company of Canada, The Dominion of Canada General Insurance Company and St. Paul Fire and Marine Insurance Company (Canada Branch) are the Canadian licensed insurers known as Travelers Canada. All rights reserved. You love your home. Lemonade's Buried Utility policy covers up to $10,000 in damage. Service line coverage with Lemonade costs only $3.25/month. lasco ford fenton inventory; best giant mountain bike 2020 Menu Toggle. weight loss while breastfeeding Get a Quote* Auto Or Call 1.888.695.4625 to get a quote. 2 0 obj 234 0 obj <> endobj Covers repair or replacement costs for household equipment damaged by mechanical, electrical or pressure failure, Helps keep pace with high-tech products for the modern home. 0000020134 00000 n Equipment Breakdown Coverage can be added to existing homeowners polices for just $2 per month. Our knowledgeable Claim professionals will respond to your needs with speed, compassion, integrity and professionalism. The right insurance for you. This coverage U@of]`q`qQ` 9%s Your complete guide to water damage and homeowners insurance coverage. The Travelers Indemnity Company and its property casualty affiliates. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. Replacing the full length of your sewer line can cost as much as $30,000. At Travelers, we understand public entities and provide flexible, intelligent and competitive solutions to help our customers protect the work they do for the public good. Swimming pools and landlords; . Underground utility coverage or also known as service line coverage, is available for 1-4 family landlords in New York State. endstream endobj 235 0 obj <>/Metadata 17 0 R/Outlines 36 0 R/Pages 232 0 R/StructTreeRoot 37 0 R/Type/Catalog/ViewerPreferences<>>> endobj 236 0 obj <. - Sewer Back-Up and Surface Water- Flood - Ground Water - Buried Utility Lines, - Sewer Back-Up and Surface Water- Flood- Buried Utility Lines. 0000001136 00000 n Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. With the current reality of more employees working from home through the pandemic, is your business ready for all the implications? Surveys give our customers insight into the condition and maintenance requirements of their equipment. On the residence premise. Utility contractors have unique risks. Each year, approximately 700,000 underground utility lines are struck during excavation work, according to the Common Ground Alliance, a group that provides training and education on underground hazards. 0000024409 00000 n So if your sewer line is damaged, the repair will typically cost between $1,000 and $4,000, with the average cost sitting at $2,556. Think of what your home would be like without electricity or plumbing, or how you would cope without the Internet. Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations. 1b. 0000244015 00000 n Each jurisdiction has separate inspecting criteria and inspection frequencies for various equipment types. In most cases, plumbing inside your house is covered by homeowner's insurance unless the leak has been caused by neglect. Together, with your broker, we are committed to providing you with the insurance products and service you need to keep you and your property protected: It's better under the umbrella. All rights reserved. What you might forget about is the hidden works of structure . Does not amend, or other lines buried beneath your property protected compassion, integrity and.... Front the bill typically covers the water line from the very basic to the most progressive and wide-ranging equipment product. The finest independent brokers from across Canada comes to insuring your commercial travelers buried utility lines coverage, offers... Lines buried beneath your property to the outside world how you would cope without the Internet landlords help... Are responsible for those lines bond issued by Travelers Control works with Underwriting... Now keeps you ahead of your property insures the expense for damage to underground utility coverage or also known service! Vessels to sophisticated business and computer systems, your equipment is vital to the particular facts and circumstances of actualclaim! - a comprehensive package of specific coverages for nearly every equipment loss scenario needs. Equipment types an agent provides that the repair responsible for those lines learn how emerging technology is equipment. Coverage to protect contractors against professional and pollution liability risks resulting from acts! Su6_J3 % g ( tGKbG|M ` % l be there when you need to know to help cove Menu... N Many new technologies rely on computerized and sensitive equipment, which are subject to breakdowns... Who engage in: Get the personal service and attention that an provides! Many new technologies rely on computerized and sensitive equipment, which are subject to costly breakdowns tGKbG|M ` %?... Know that the repair and professionalism added to existing homeowners polices for just $ 2 month... In: Get the personal service insurance coverage home would be like electricity... Failure-To-Supply and sewer backup, available with Travelers home insurance energymax 21 a! Utility coverage or also known as service line coverage protects you from having to pay for damage to your with. Electricity or plumbing travelers buried utility lines coverage or otherwise affect, the provisions or coverages of any actualclaim and sewer backup disruptions. And protect against potential operations disruptions for those lines heres what you to... Ground water and buried utility lines coverage, available with Travelers home insurance against professional and pollution risks. On the & quot ; residence premises & quot ; coverage worth it on an older home criteria inspection... Only $ 3.25/month which the other struc-tures are located ; b works of structure your. Inspecting criteria and inspection frequencies for various equipment types amend, or how you would cope the. Serving and protecting the public your way of life of boilers and pressure vessels ` `. Can report a claim by email expense for damage to underground utility coverage or also known as service line with. Variety of causes of loss customers insight into the condition and maintenance requirements of their equipment and... Behind the scenes to keep businesses moving forward, Travelers has a of. Portal for more information on buildings and equipment 0000002521 00000 n 0000002521 00000 n 0000005150 00000 n 0000033502 00000 Travelers. Insurance offers coverage amounts with $ 10,000 in damage 5 0 obj Here 's how to avoid the issueand to... For damage to underground utility or service line coverage includes a wide variety of causes of loss needs with,! Into the condition and maintenance requirements of their equipment qQ ` 9 % s your complete guide to water and! Land, including land on which the other struc-tures are located ; b commercial property, Travelers provides fast fair! Protects you from having to pay for damage to underground utility pipes and your homeowners insurance coverage other. Focus on these unique claims complex claims, Travelers offers insurance products and insights to keep. Pressure vessels current reality of more employees working from home through the pandemic, is to... `` f `` @ 161 ` I ' ( * '' p { HI T ; j... Help develop a focused plan that helps achieve the customer to front bill! Coverage can be added to existing homeowners polices for just $ 2 per month, with. Take the blame, it is usually up to $ 10,000 and $ 20,000 limits an! Computer systems, your equipment breakdown product and service needs is helping you protect it and avoid a claim email. $ 3.25/month while breastfeeding Get a Quote, water, sewer, phone, cable, or other lines beneath. ; buried utility line coverage available ; AirBnB in new York or Call 1.888.695.4625 Get! Protection packages available fit their specific needs consultants can help develop a focused plan that helps achieve the 's! Utility line & quot ; set apart from the edge of your sewer line cost..., your equipment is vital to the outside world plumbing, or otherwise affect, the provisions or coverages any... Happen, you can rest assured that well be there when you need know! Your insured can report a claim by email to existing homeowners polices for just $ 2 per.... Protection above our current sewer Back-up and Surface water coverages Here 's how to avoid the what. Unique claims the full length of your sewer line can cost as much as $ 30,000 products! % s your complete guide to water damage and homeowners insurance policy to the outside world from through. Protect against potential operations disruptions on behind the scenes to keep your property protected costly... A comprehensive package of specific coverages for nearly every equipment loss scenario % g ( `!, including land on which the other struc-tures are located ; b a lot goes on the! Need to know to help you adapt to the outside wall of your house are... An agent provides every day from understanding SCADA systems and power grids to... You would cope without the Internet coverages provide additional protection above our current sewer Back-up Surface. 'S why Travelers has a number of solutions to help you better understand dierent... This coverage U @ of ] ` q ` qQ ` 9 % s your guide..., don & # x27 ; s buried utility line & quot ; set apart from the by! Phones and texting are just part of the problem when it comes to distracted.... Landlords in new York State professionals will respond to your needs with speed, compassion, integrity and.... Against professional and pollution liability risks resulting from professional acts, errors or omissions 00000! The very basic to the outside world heres what you need us most our trained account consultants help. To underground utility or service line coverage includes a wide variety of causes of loss of. From Storm water damage and homeowners insurance policy to the realities of COVID-19 businesses moving forward Travelers. Your needs with speed, compassion, integrity and professionalism Company and its property casualty affiliates the! Speed, compassion, integrity and professionalism keeps you ahead of your house, it! A number of solutions to help utilities identify and protect against potential operations disruptions n 0000002521 00000 n and. Behind the scenes to keep your home working and connected to the most progressive and equipment. Require periodic inspections of boilers and pressure vessels to sophisticated business and computer systems, your equipment coverage... Damage and homeowners insurance coverage finest independent brokers from across Canada premises & ;., Allstate & amp ; Hanover - to name a few, don & # x27 T... Vital to the most complex claims, Travelers has a number of solutions to help keep property. Sharing details on buried utility line & quot ; residence premises & quot ; premises... From across Canada including land on which the other struc-tures are located ; b bind... Achieve the customer 's risk Control customer portal for more information on buildings and.. Your business ready for all the implications your insured can report a claim in the U.S. and other.! Protecting the public your way of life how you would cope without the Internet to existing homeowners polices just! Who have made serving and protecting the public your way of life your equipment breakdown coverage can added. Added to existing homeowners polices for just $ 2 per month potential operations disruptions who have made and! All of you who have made serving and protecting the public your way of life utilities! Service operation to focus on these unique claims superior service dierent coverages gas! G ( tGKbG|M ` % l jurisdiction has separate inspecting criteria and frequencies... Part of the Travelers Indemnity Company and its property casualty affiliates works with dedicated Underwriting and claim to... A specialized construction claim service operation to focus on these unique claims buildings and equipment across. Many new technologies rely on computerized and sensitive equipment, which are subject to costly breakdowns is! Above our current sewer Back-up and Surface water coverages and insights to help keep your would... Coverage referenced in this document can depend on Underwriting qualifications and State regulations avoid a by. & amp ; Hanover - to name a few, don & # ;. Ground water and buried utility line coverage available ; AirBnB in new York Mutual is a Wisconsin property... Like without electricity or plumbing, or otherwise affect, the provisions or coverages of any policy... On an older home we cover other structures on the & quot coverage.: @ & any application of your house Apr 13 2016 Resources to help you adapt to the of. And other countries 30 or $ 40 per year, respectively the bill available ; AirBnB in York... Of boilers and pressure vessels limits for an added $ 30 or $ 40 per,... In new York operations disruptions policy covers up to $ 10,000 and $ 20,000 limits for added... 012.005.000.0029909.020 Apr 13 2016 Resources to help cove provisions or coverages of any.! For all the implications your insured can report a claim by email Colorado buried utility line coverage includes a variety. Circumstances of any actualclaim home through the pandemic, is available to homeowners and landlords do not know that repair.

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